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Terms of Service

Last updated: March 29, 2026

1. Agreement to Terms

Welcome to FinGenius Pro. These Terms of Service ("Terms") govern your access to and use of our website, services, and applications (collectively, the "Services"). By accessing or using our Services, you agree to be bound by these Terms.

If you do not agree to these Terms, you must not access or use our Services.

2. Eligibility

To use our Services, you must:

Be at least 18 years of age
Have the legal capacity to enter into binding contracts
Not be prohibited from using our Services under applicable laws
Provide accurate and complete registration information
Maintain the security of your account credentials

3. Account Registration and Security

When you create an account with us, you agree to:

Your Responsibilities

  • • Provide accurate information
  • • Keep your password secure
  • • Notify us of unauthorized access
  • • Update your information as needed

Prohibited Actions

  • • Share your account credentials
  • • Create multiple accounts
  • • Use false information
  • • Impersonate others

4. Acceptable Use

You agree to use our Services only for lawful purposes and in accordance with these Terms. You agree NOT to:

Use the Services for any illegal or unauthorized purpose
Attempt to gain unauthorized access to our systems or networks
Introduce viruses, malware, or harmful code
Use automated systems to access the Services without permission
Interfere with or disrupt the Services or servers
Harass, abuse, or harm other users

5. Intellectual Property Rights

All content, features, and functionality of our Services, including but not limited to text, graphics, logos, icons, images, audio clips, video clips, data compilations, and software, are the exclusive property of FinGenius Pro and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

You May:

  • Use our Services for personal or commercial purposes as permitted
  • Download materials for personal use only

You May NOT:

  • Reproduce, distribute, or create derivative works without permission
  • Remove copyright or proprietary notices
  • Reverse engineer or decompile our software

6. Payment and Billing

If you purchase any paid Services, you agree to pay all applicable fees and charges. All payments are processed securely through our third-party payment processors.

Subscription Plans

Subscription fees are billed in advance on a monthly or annual basis. Your subscription will automatically renew unless you cancel before the renewal date.

Refund Policy

We offer a 7-day money-back guarantee for first-time purchases. Refund requests must be submitted within 7 days of purchase. Recurring subscription fees are non-refundable.

Price Changes

We reserve the right to modify our pricing at any time. Price changes will not affect existing subscriptions until renewal.

7. Termination

We reserve the right to suspend or terminate your account and access to our Services at our sole discretion, without notice, for conduct that we believe:

Violates these Terms or our policies
Harms or could harm other users or our business
Involves fraudulent or illegal activity
Exposes us to legal liability

You may cancel your account at any time through your account settings or by contacting us.

8. Disclaimers and Limitations

IMPORTANT DISCLAIMER

OUR SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE DO NOT GUARANTEE THAT OUR SERVICES WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE.

Trading Risk Warning

Trading financial instruments involves substantial risk and may not be suitable for all investors. Past performance is not indicative of future results. You should carefully consider your financial situation and consult with financial advisors before making trading decisions.

9. Limitation of Liability

To the maximum extent permitted by law, FinGenius Pro and its affiliates, officers, employees, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

Loss of profits or revenue
Loss of data or information
Business interruption
Loss of goodwill or reputation
Trading losses or investment losses

10. Indemnification

You agree to indemnify, defend, and hold harmless FinGenius Pro and its affiliates from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from your use of our Services, violation of these Terms, or infringement of any third-party rights.

11. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which our company is registered, without regard to its conflict of law provisions.

Dispute Resolution

Any disputes arising from these Terms or your use of our Services shall first be resolved through good-faith negotiations. If negotiations fail, disputes shall be resolved through binding arbitration in accordance with applicable arbitration rules.

12. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes by posting the updated Terms on this page with a new "Last updated" date. Your continued use of our Services after changes are posted constitutes your acceptance of the modified Terms.

13. Contact Us

If you have any questions, concerns, or feedback regarding these Terms of Service, please contact us:

Get in Touch

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Acceptance of Terms

By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. These Terms constitute a legally binding agreement between you and FinGenius Pro.

Your continued use of our Services following any changes to these Terms constitutes acceptance of those changes.